We are already seeing major payment networks (Visa, Mastercard) experimenting with commit protocols for their blockchain settlements. Within three years, it is plausible that "Get2PC certified" will be a badge of trust displayed on payment gateways, indicating they will never leave a transaction hanging.

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The transaction completes successfully. The $100 has been atomically moved between the banks. If either bank had replied "No", the coordinator would have sent "Abort" to both, ensuring that no money is taken from Account A without being credited to Account B.

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Two-Phase Commit (2PC) is a distributed algorithm that coordinates all the processes that participate in a distributed atomic transaction on whether to commit or abort (roll back) the transaction.

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Because the transaction was atomic, you can immediately download a receipt that includes the unique transaction ID, the prepare timestamp, and the commit timestamp. This receipt is cryptographically verifiable.

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If the coordinator receives even a single "No" vote from a participant, or if it times out before receiving all votes, it decides to abort the entire transaction.